According to GOBankingRates, California is a prime destination for retirees, with 12 of the 30 safest and wealthiest retirement towns located in the state, including Novato.The outlet ranked America’s 30 safest and wealthiest retirement towns, and it’s no surprise that 12 of them are in California. Among these, Novato stands out — and for good reason.

Why this list matters

GOBankingRates evaluated towns based on a number of key factors: how safe they are (violent and property crime rates), how wealthy the senior population is (average retirement income), the value of homes, and livability scores. For anyone considering downsizing, relocating, or simply finding a comfortable place to retire, these metrics provide real‑world insight — not just feel‑good attributes.

As someone working in real estate, I want you to know: when I talk about “safe,” “wealthy,” and “retire‑ready,” I’m referring to places that check several boxes. Stability, lifestyle, value — all working together.

Novato: Why it makes the cut

Located in Marin County just north of the Golden Gate Bridge, Novato earns its spot. Here are some of the key numbers:

• Violent crime per 1,000 residents: 3.17
• Property crime per 1,000 residents: 16.78
• Average retirement income for residents 65+: $47,540
• Average single‑family home value: $1,190,655
• Livability score: 71 (based on the research methodology)

If you’re looking for a California city that blends upscale living with a solid retirement environment, Novato should be on your radar.

More California cities worth noting

Beyond Novato, the list includes several other California towns: Rancho Palos Verdes, Lincoln, Laguna Woods, Walnut Creek, La Quinta, Seal Beach, Rancho Mirage, Cerritos, Banning, Palm Desert, and Palm Springs.

This California dominance shows a broader trend: whether coastal or inland, accessible or resort‑style, the state has many communities suited to comfortable, safe, affluent retirement living.

What this means for buyers (and sellers)

For retirees (or soon‑to‑be retirees) looking for a place to call home, this list is a helpful guide:

• Safety matters: Lower crime rates directly support peace of mind, especially when spending more time at home or nearby.
• Wealth matters: Higher retirement income suggests the community can sustain amenities, services, and quality housing.
• Home value matters: For those downsizing, relocating, or investing, knowing average home values gives context.
• Location matters: All those California cities bring in strong geography, climate, and lifestyle factors that matter for retirees — and that’s something I emphasize as a real‑estate professional.

If you’re thinking of relocating, downsizing, or looking for a smart investment in a retirement‑forward community, you’ll want to keep these cities — especially Novato — on your short list.

Source: gobankingrates.com